Website Legal Notice & Disclaimer
The use of the Stylo Investments Pty (Ltd) website (“this site”) is subject to the terms and conditions as set out below.
By accessing the information made available by Stylo Investments (Pty) Ltd (“Stylo Investments”) on this site, you agree to be bound by these terms and conditions. The current version of these terms and conditions will govern Stylo Investments and your rights and obligations each time you access this site. Stylo Investments reserves the right to change information on this site at any given time without notice.
The information contained on this site is for the purpose of providing you with general information about Stylo Investments and Stylo Investments’ products and services.
The services available on this site are only available to persons that reside in, or are nationals of, or are incorporated under the laws of the Republic of South Africa.
The information on this site is not advice as defined and contemplated in the Financial Advisory and Intermediary Services Act, 37 of 2002, as amended. The information and any opinion or view contained on this site, is not a solicitation, invitation or offer by Stylo Investments to enter into any financial, investment or other transaction. Since the information contained on this site is intended to afford general guidelines on matters of general interest, neither the information nor any opinion or view is to be regarded as financial, investment, tax, legal, accounting, actuarial, retirement or other professional advice or service. You are advised to obtain independent professional advice before taking any action whatsoever based on the information, opinions or views contained on this site.
Stylo Investments has taken all reasonable care to ensure that the information is accurate, however this site and the online services are provided “as is” and your use and reliance on the information contained on this site and the online services are entirely at your own risk. Stylo Investments does not warrant that this site or online services will be error free. To the extent that information has been provided by a third party, Stylo Investments has no control over third party information and Stylo Investments will not be directly or indirectly liable for any damages that may arise from your reliance on such information. You assume full responsibility for the risk of loss resulting from the use of this site and your reliance on information contained on it. Stylo Investments will not be liable for any damages whatsoever, whether direct, indirect, special, incidental, relating to your use of this site or the online services or your inability to use this site or the online services, whether such damage arose out of contract or delict or otherwise. Without derogating from the generality of the above, and to the extent legally permitted, Stylo Investments will not be liable for:
- Any interruption, malfunction, downtime or other failure of this site or online services;
- Any loss or damage with regard to your data or other data directly or indirectly caused by malfunction of Stylo Investments systems, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive codes on Stylo Investments system or third party systems or programming defects;
- Any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers and certification authorities or any event over which Stylo Investments has no direct control.
Stylo Investments is entitled to:
- set limits or conditions on certain services; features or functions on this site;
- restrict access to any part of the services or all the services on this site;
- modify, suspend or discontinue this site, whether temporarily or permanently without notice.
The information contained on this site is provided without any representation or warranty whether express or implied and no representation or warranty is made by Stylo Investments regarding the accuracy, functionality, fit for purpose or non-infringement in connection with this site and Stylo Investments disclaims all liability in this regard.
Stylo Investments is dedicated to ensuring that this site is secure however Stylo Investments can provide no guarantee, warranty or undertaking in connection with the security of this site. Stylo Investments will not be responsible for and disclaims any liability for any loss, damage, costs or expenses that could result from interception by third parties of any information made available via this site.
When information is downloaded from this site, the copying, removal or obscuring of any copyright, other notices or legends contained in the information is strictly prohibited and any action contravening this prohibition may result in criminal or civil legal liability. The information is protected by copyright laws and no part of the site and the information may be reproduced or transmitted in any form or by any means, electronic or mechanical, including but not limited to, recording, photocopying or by any information storage and retrieval system without the prior written consent of Stylo Investments.
Leaving the site via a link contained herein, and viewing the content that is not provided or controlled by Stylo Investments is done at your own risk. The content of the linked site will not have been developed, checked for accuracy, or otherwise reviewed by Stylo Investments. Stylo Investments is not responsible for any damage or losses caused by any delays, defects or omissions that may exist in the services, information, material or other content provided in such a linked site, whether actual, alleged, consequential or punitive. By creating a link to a third-party site, Stylo Investments does not endorse or recommend any products or services whatsoever on that site. The use of the information, material, views and opinions contained in the linked third-party site is entirely at your own risk and Stylo Investments disclaims any responsibility and liability for any loss or damage suffered as a result of the improper use of any information, material, views or opinions contained in the linked third-party site or as a result of any decisions whatsoever taken by anybody without proper financial, investment, tax, legal, accounting, retirement or other professional or other advice.
Stylo Investments prior written consent is required if any third party requires to establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise, to this site. Stylo Investments reserves the right to withhold consent or grant consent subject to conditions specified by Stylo Investments.
You acknowledge that any information transmitted through an unsecured link over the Internet is subject to possible unlawful access and monitoring. You accept that Stylo Investments cannot be held liable for any loss, or damage suffered as a result of unlawful activities by unprincipled persons.
You warrant to Stylo Investments that you will not use this site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use this site in any manner which could damage, disable, overburden, or impair this site or interfere with any other party’s use and enjoyment of this site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this site.
Unauthorised use of Stylo Investments site and systems, including but not limited to unauthorised entry into
Stylo Investments computer systems, misuse of passwords or the misuse of the information is strictly prohibited and forbidden. Any action contravening this prohibition may result in criminal or civil legal liability. You hereby warrant to Stylo Investments that you have the necessary legal capacity to enter into and be bound by these terms and conditions. A minor must be assisted by his/her legal guardian when reading these terms and conditions.
If any liabilities, losses or expenses are incurred by Stylo Investments as a result of your breach of these terms and conditions, you shall be liable to Stylo Investments.
Disclosures relating to investment returns
Projected and/or hypothetical performance have inherent limitations and is intended to show only an expected possible investment outcome or a range of possible investment outcomes based on historical average returns and standard deviation of each investment type contained in the investment mix used by Stylo Investments but does not take into consideration the effect of taxes, changing risk profiles, or future investment decisions. Projected and/or hypothetical performance does not represent actual Client accounts or actual trades and may not reflect the effect of material economic and market factors. The actual transaction costs in Client accounts may be different.
The value of any investment and specifically the value of the investments discussed in this site can go up as well as down, as a result of changes in the values of the underlying investments or in the exchange rates of currencies.
Past investment returns or portfolio benchmark returns are not necessarily indicative of future returns.
ANY COMPARISONS TO INDICES ARE PROVIDED FOR ILLUSTRATIVE PURPOSES ONLY. AN INDEX IS A BROADLY DIVERSIFIED, UNMANAGED GROUP OF SECURITIES, WHICH MAY INCLUDE ONLY LARGE CAPITALIZATION COMPANIES OR COMPANIES OF A CERTAIN SIZE. BROADLY BASED INDICES MAY BE SHOWN ONLY AS AN INDICATION OF THE GENERAL PERFORMANCE OF THE FINANCIAL MARKETS DURING THE PERIODS INDICATED. BECAUSE OF THE DIFFERENCES BETWEEN THE CLIENT ALLOCATIONS AND ANY INDICES SHOWN, STYLO INVESTMENTS CAUTIONS INVESTORS THAT NO INDEX IS DIRECTLY COMPARABLE TO THE PERFORMANCE SHOWN SINCE EACH INDEX HAS ITS OWN UNIQUE RESULTS AND VOLATILITY, AND SUCH INDICES, IF SHOWN, SHOULD NOT BE RELIED UPON AS AN ACCURATE COMPARISON.
The return, composite and performance information shown on this site includes information compiled from third-party sources, including independent market quotations and index information. Stylo Investments believes the third-party information comes from reliable sources, but Stylo Investments does not guarantee the accuracy of the information and may receive incorrect information from third-party providers. Unless otherwise indicated, the information on this site has been prepared by Stylo Investments and has not been reviewed, compiled or audited by any independent third-party or public accountant.